How It Works

Prepaid Debit Cards

Open a NetSpend Card Account

It’s simple. Just provide us with your name and address. We’ll send you a new card personalized with your name on it.

Look for a white envelope from NetSpend to arrive by mail within 7-10 business days of your request. The personalized card must be activated before you can use it.

It takes less than a minute. Order yours today!1

Open A New Account

Activate Your Card

Once your new personalized card arrives in the mail, you must activate it before you can use it. Card activation is easy and fast:

  • Activation takes just a minute or two
  • Choose the purchase fee plan that’s best for you
  • Create an online account for managing your money
  • Sign up for free Anytime AlertsTM text messages

Activate Your Card or call 1-866-NETSPEND (1-866-387-7363)

Add Money

It’s easy to add money:

  • Set up free Direct Deposit of your paycheck
  • Visit any of the more than 100,000 NetSpend Reload Network Locations throughout the U.S. to add cash or checks (fee may apply)
  • Transfer money using PayPal®, a checking or savings account, or another NetSpend card account

Log In to learn more.